We help protect your business so you can focus on the shot

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PhotoCare

ACTIVATE
your PhotoCare
coverage
NOW >

PhotoCare Plus

PROTECT
your equipment with
PhotoCare Plus
GO >

PPA General Liability

SAFEGUARD
your business & yourself
with PPA General Liability
GET IT >

PhotoCare

Activate Your Equipment Coverage

With your membership you will receive PhotoCare coverage.

Activate Now

PhotoCare
Plus

Protect Your Equipment

  • Upgrade up to $100,000 in coverage & replacement cost value
  • Fixed $250 deductible per loss
  • No breaking and entering limit
  • Covers owned and rented equipment
PhotoCare Plus Quick Quote

adjust the value of your equipment

per day or

annually*

Buy Now

PPA General
Liability

Safeguard Your Business

  • General Liability coverage in case something goes wrong on a shoot
  • Covers you if someone gets injured
  • Applies to claims for covered property damage
  • $1 million per occurrence, up to $2 million per year
  • More affordable than you think
PPA General Liability Quick Quote

my revenue is between

per day or

annually*

Buy Now

Coverage Just For You

Insurance for photographers, designed with your professional needs in mind. Lockton Affinity understands how important it is to have more than just camera insurance―to have all your photography equipment and your business protected. Our friendly and knowledgeable representatives are ready to help you today.

ESSENTIAL COVERAGE!

Compare policy highlights

with this easy-to-use PPA Insurance Solutions review

PhotoCare

$15,000

With your membership you will receive PhotoCare coverage.*

Activate Now

PhotoCare Plus

$100,000

Starting at only
$175/year**

Buy Now

PPA General Liability

$1,000,000

Starting at only
$250/year**

Buy Now
Deductible $250 for first loss,

$500 for second loss,

and $750 for third loss;

within a rolling

12 month period;

breakage claims are subject to

an additional $250 deductible

$250 per loss $0
Loss valuation Actual cash value

(items replaced at today’s value)

Replacement cost for

scheduled property;

actual cash value for

unscheduled property

Up to coverage limits
Coverage on location nocost-table-dot
Worldwide coverage nocost-table-dot
Computer hardware nocost-table-dot
Equipment theft nocost-table-dot
Theft of equipment in unlocked vehicles
Coverage for mysterious disappearances
Non-PPA members employees coverage
Damage to the property of others
Personal injury
Libel, slander, invasion of privacy
 Rental auto liability  
 Fire, lightning or explosion at rented location
 Acts of terrorism
 Add additional employees to coverage
Live U.S. based support  call usemail us   call usemail us

Learn More

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*With your membership ($323 annually or $27.92 per month) PPA members receive PhotoCare coverage.  Additional $250 deductible applies.

** Other taxes and fees may apply; costs may vary based on specific application information.

Compare policy highlights

No-cost PhotoCare

$15,000 of coverage
No-cost member benefit
paid for by the PPA

Benefit Highlights
Worldwide coverage on location
Computer hardware
Equipment theft

Activate Now

PhotoCare Plus

100,000 of coverage
Starting at only
$175/year*

Benefit Highlights
Worldwide coverage on location
Computer hardware
Theft from unlocked vehicle
Mysterious disappearances
Employees coverage

Learn More

PPA General Liability

$100,000,000 of coverage
Starting at only
$200/year*

Benefit Highlights
Worldwide coverage on location
Damage to others’ property
Personal injury
Libel, slander, invasion of privacy
Rental auto liability
Fire/lightning/explosion at rented location
Acts of terrorism
Add additional employees to coverage

Learn More

* Other taxes and fees may apply; costs may vary based on specific application information.

pcp-car-break-icon

While you’re scoping out a location, someone breaks your car window and steals a couple of cases of lighting gear. The replacement cost is $4,500.

PhotoCare Plus covers that.

Let’s Go

During a photo shoot your client trips over a lighting stand and it falls, gashing her arm. The injury requires stitches and a bill totaling $850.

PPA General Liability picks up the tab.

Get It Now

While shooting a wedding, you back up trying to get the perfect angle and knock a crystal vase off of a table. The vase costs $3,000 to replace.

That’s what PPA General Liability is for.

Sign Me Up

Contact us

Need help?

MAILING ADDRESS

Lockton Affinity

PO Box 410679

Kansas City, MO 64141

 

PHYSICAL ADDRESS

7300 College Blvd., Suite 500

Overland Park, KS 66210

EMAIL ADDRESS

PPA@LocktonAffinity.com

 

PHONE NUMBER

888.202.1526

Fields marked with an * are required

Coverage is provided by AIX Specialty (“AIX”), a Hanover Insurance company.

Coverage may not be available in all states and is subject to actual policy terms and conditions. AIX is an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates are not subject to regulation by the insurance department of your state of residence. Excess/surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer's insolvency.

PPA Insurance Solutions is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers, LLC in California. Policy benefits are the sole obligation of the issuing insurance company. Lockton Affinity is not an agent of AIX because surplus lines insurers are not permitted to appoint insurance producers.